Trade Finance Analyst

Role Overview MUFG, one of the world's foremost financial groups and part of the Mitsubishi UFJ Financial Group, is seeking a driven Trade Finance Analyst to join its Bengaluru operations. This is a full-time entry-level opportunity suited for individuals looking to build a career in trade finance within a globally respected institution. You will work alongside experienced professionals to support trade finance operations, contribute to compliance efforts, and help deliver outstanding service to clients across international markets. Key Responsibilities - Trace, review and audit trade finance documents including outstanding payments, document examinations, discrepancy notifications, letters of credit renewals and maturity files - Identify and escalate potential risks related to letters of credit transactions - Reconcile and balance letters of credit fees, liabilities and posted items - Investigate and resolve customer inquiries in adherence to established service level agreements - Support processing of specialised trade finance transactions such as letters of credit, amendments, acceptances and collections reimbursements - Assist with preparation and recording of issuances, amendments, negotiations and trade finance correspondence including standby and commercial letters of credit, documentary collections and supply chain finance - Assist with verification and disbursement of payments while adhering to export and import regulations - Produce analytical reports and identify patterns in trade finance data - Ensure compliance with bank policies and regional regulatory frameworks including UCP, URC, ISP, ISBP, AML, and Bank Secrecy Act guidelines - Contribute to tracking and improving standard operating procedures Required Qualifications - Degree in finance or a related field, or equivalent practical work experience - Prior exposure to a complex financial services environment with trade finance support experience preferred - Basic understanding of financial products, accounting principles and compliance regulations - Awareness of regional bank policies, procedures and government regulatory agencies - Familiarity with economic and political risks in international trade such as exchange rate risk - Working knowledge of trade financing reporting, reconciliation and audit tools - Strong analytical, critical thinking and decision-making abilities - Excellent communication skills with a collaborative and inclusive approach - High integrity, sound judgement and a continuous improvement mindset Why Join Us At MUFG, you will be part of a global team of 150,000 professionals united by a shared mission to make a meaningful difference for clients, communities and society at large. MUFG invests in its people through talent development, modern technologies and an inclusive culture that values every voice and rewards impactful contributions.

- Degree in finance or related field or equivalent work experience - Experience in trade finance servicing or structuring trade deals - Basic understanding of financial products and accounting principles - Knowledge of compliance regulations and regional bank policies - Understanding of international trade risks including exchange rate risk - Familiarity with UCP, URC, ISP and ISBP guidelines - Strong analytical and critical thinking skills - Effective communication and active listening abilities - Proficiency in leveraging technology for efficiency and reporting

- Career growth and development opportunities within a global financial group - Inclusive and diverse work culture - Investment in employee talent and technology tools - Equal opportunity employer committed to merit-based hiring