Scan your resume against ATS criteria for this Software Engineer I, Backend (Collections) role at Affirm.
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers, backbook risk teams and other engineering teams , you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.
We are looking for a highly motivated software engineer to build the next generation platform solutions that will allow us to manage our constantly growing volume while maintaining high availability and reliability of the systems. You will work closely with your team mates in the Collections team and Product to build robust collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.
With the support of your team, you will work on tasks that contribute to the team's projects and goals.
On-Call Rotation - There would be an on-call rotation for this role as a requirement
You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.
You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
You will contribute to a sense of community on your team by engaging in growth and development activities
You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using of Python or Kotlin.
You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
Employees new to Affirm typically come in
. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
that may include monthly stipends for health, wellness and tech spending, and benefits (including
). In addition, the employees may be eligible for
offered by Affirm Holdings, Inc. (parent company).
We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role
Additional benefits include:
Type of employment: Contract of Employment
Flexible Spending Wallets for tech, food and lifestyle
Away Days - wellness days to take off work and recharge
Learning & Development programs
Parental benefits
Employee Resource & Community Groups
This role is eligible for creative tax benefits, subject to applicable law and company policy
The majority of our roles can be located anywhere in Spain.
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Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person experience.
Our benefits reflect our commitment to care, transparency, and flexibility
Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
By clicking "Submit Application," you acknowledge that you have read Affirm's https://www.affirm.com/global-candidate-privacy-notice Global Candidate Privacy Notice and consent to the use of your personal information as described.
benefits
How to apply for Software Engineer I, Backend (Collections) at Affirm?
Click the "Apply on Company Website" button on this page to submit your application directly on the employer's official portal.
What is the salary for this role?
Salary details will be discussed during the interview.
What experience is required?
This position is open to freshers and experienced candidates.
Is this position still open?
Yes, currently active and accepting applications.
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