Senior Credit Analyst

As a Senior Credit Analyst, you will play a crucial role in our Manpower - Back Office department. Your primary responsibility will be to assess the creditworthiness of potential borrowers and provide valuable insights to our team. You will work closely with our CCEs (Customer Care Executives) to ensure a seamless customer experience and contribute to the overall success of our financial services division.- Conduct thorough credit analyses and evaluations of potential borrowers.

• Prepare comprehensive credit reports and recommendations for approval or rejection.
• Stay updated with industry trends and market conditions to make informed decisions.
• Collaborate with CCEs to understand customer needs and provide tailored credit solutions.
• Monitor and manage existing credit facilities, ensuring compliance with regulations.
• Identify potential risks and develop strategies to mitigate them effectively.
• Build strong relationships with clients and maintain a high level of customer satisfaction.
• Provide support and guidance to junior analysts, fostering a collaborative environment.
• Stay informed about new products and services to enhance our credit offerings.
• A bachelor's degree in finance, economics, or a related field is required.
• Minimum 7 years of experience in credit analysis, preferably in the BFSI sector.
• Strong analytical skills and a proven ability to make sound credit decisions.
• Excellent knowledge of financial markets, products, and regulatory requirements.
• Proficiency in using credit analysis tools and software.
• Effective communication and interpersonal skills for collaborating with teams.
• Ability to work independently and manage multiple tasks simultaneously.
• A proactive approach to problem-solving and a customer-centric mindset.
• Willingness to stay updated with industry developments and best practices.