Hybrid Delhi 4–6 yrs Apply by Sep 25, 2026

P & C Rate Filing & Retention_Actuarial

Join Techila's team of Salesforce experts. We build senior-led transformations that deliver measurable outcomes for clients worldwide.

Experience

4–6 yrs

Employment Type

Full-time

Openings

4 positions

Apply By

Sep 25, 2026

Required Skills

P & C

Job Description

Role and Responsibilities Overview: We are seeking a highly skilled and motivated Part Qualified or Nearly Qualified Actuary to support the development, review, and submission of actuarial rate filings across multiple U.S. jurisdictions on admitted and non-admitted products. This role will play a critical part in ensuring that pricing strategies are actuarially sound, compliant with state regulations, and aligned with the company’s profitability and growth objectives.

Rate Indications & Pricing Support • Contribute to rate strategy across lines of business, ensuring alignment with profitability and growth targets. • Develop actuarially sound rate indications for multiple lines using advanced ratemaking techniques. • Perform trend, loss development, exposure analysis, and profitability reviews to support pricing decisions. • Support development of rating algorithms, segmentation strategies, and pricing models. • Provide insights and recommendations to business leadership on rate adequacy and pricing strategy. • Conduct research and perform competitive analysis to stay updated with market trends, new products, coverages, changes in state specific rules and regulatory changes. • Collaborate with pricing teams and other stakeholders like UW, Claims, Reserving, Compliance to develop pricing strategies on P&C insurance products. • Continuously monitor and evaluate the performance of pricing strategies and make recommendations for improvements.

Rate Filing Development & Implementation • Prepare and submit complete and compliant rate filings to U.S. state insurance departments. • Draft actuarial memoranda supporting filing assumptions, methodologies, and indications. • Ensure filings comply with regulatory requirements frameworks such as NAIC, ISO, NCCI • Timely respond to regulatory objections and interrogatories from state departments of insurance (DOI), and provide technical explanations defending actuarial methodologies used in filings. • Assist in the implementation of filed and approved insurance products.

Rate Retention & Monitoring • Prepare monthly rate monitoring and retention reports summarizing key portfolio metrics including achieved rate change, retention trends, premium growth, and policy count changes • Monitor the impact of rate changes across products, states, and customer segments, tracking metrics such as achieved rate, policy retention, premium changes, and exposure movements. • Lead or support initiatives to transform manual reporting processes into scalable and automated solutions using modern analytics tools and data infrastructure. • Analyze policyholder retention and renewal behavior following rate changes to assess customer elasticity and potential competitive impacts. • Evaluate differences between expected rate impacts and actual portfolio performance, identifying drivers of variance. • Collaborate with pricing, data engineering, and IT teams to build efficient monitoring frameworks and reusable reporting datasets.

Candidate Profile: • Bachelor’s/Master's degree in engineering, economics, mathematics, actuarial sciences, statistics. • Affiliation to IAI , IFOA, CAS or SOA with 8+ actuarial exams completed. • 4-6 years of experience, preferably experience in U.S. P&C ratemaking, pricing, or regulatory filings. • Understanding of U.S. insurance regulatory environments and filing requirements. • Advanced skills in Excel, VBA, SAS, SQL, R, Python and other relevant tools for data analysis and visual tools such as Power BI, QlikView. • Excellent analytical and problem-solving skills, with the ability to analyze large datasets and make data-driven decisions. • Strong communication skills and team player spirits. • Ability to work independently and collaboratively in a team-oriented environment. • Ability to adapt to changing priorities and deadlines in a fast-paced environment.

Rate filing role(JD enclosed), below are the screening questionnaires: Skills- P& C US insurance, Rate filing/ rate indicators Number of positions-1 NCR candidates are preference Joining- immediate Minimum 2-3 papers cleared Budget-max 25-27LPA Band B2(Lead AM/Consultant II) Communication-4/5 Please first share the CVs for screening

For screening: The questions are followed with answers. The answers are minimum criteria to recommend further. We can connect over a call, if required How many years of actuarial experience you have ?

2

How many years of P&C experience you have?

2

How many years of pricing experience you have?

2

Mention key functions you have used in Excel to perform tasks? (Any 3) VLOOKUP, HLOOKUP, XLOOKUP, INDEX,MATCH,SUMIFs, Pivot tables

Have you worked with SAS/SQL/R/Python ? Yes.

What are rate reviews ? The process of changing rates of an insurance product considering actuarial rate indications. Key words (any 1): impact assessment, dislocation, rate filings, base rates, rate factor change, DOI filing, profitability, competition

Why do we do rate filings ? To inform the regulator about our changes in rates and rules . Key words (any 1): DOI correspondence, regulatory filing, objections, dispositions, File and use, use and file, prior approval

Name 3 KPIs used in pricing. (Any 2)Loss ratio, Frequency, Severity, Combine Ratio, retention ratio, premium change, target loss ratio, expense ratio, GWP, Incurred claims, IBNR etc.

At a Glance

Work ModeHybrid

EmploymentFull-time

Experience4–6 yrs

Openings4

LocationDelhi

DeadlineSep 25, 2026

[ Hiring process ]

What to expect

Four stages, typically completed within 2–3 weeks. We respect your time — every stage has a clear purpose and timely feedback.

• STEP 0130 min

  Screening Call

  Introductory conversation with our talent team to understand your background and motivations.

• STEP 0260–90 min

  Technical Round

  Live problem-solving with a senior architect on Salesforce design, integrations, or domain depth.

• STEP 0345 min

  Culture Fit

  Conversation with practice leadership covering working style, ownership, and how you collaborate.

• STEP 04Within 5 days

  Offer

  Formal offer with full compensation breakdown, start date, and onboarding plan.